Estimate annual employer cost for a team from wages, overtime, payroll taxes, workers’ compensation, health, gear, and the optional training/admin allowance.
Last updated: April 30, 2026
Adjust the operator variables, then read the live result panel.
Annual modeled employer cost for the team
Using the calculator
Enter the hourly straight-time wage, paid hours per week, employee count, weekly overtime choice, and an illustrative workers’ compensation state preset. The result shows modeled annual employer cost for the whole team and cost per paid hour.
Use the wage total and employer-cost review together before comparing hiring scenarios. This model does not establish productive or billable hours.
Review the current FUTA, state unemployment rate and wage base, workers’ compensation rate, employer-paid health premium, gear, and optional training/admin allowance. State selection changes only an illustrative workers’ compensation rate.
If overtime is on, review its threshold and multiplier. Enter actual tax and coverage information when available; zero state unemployment means no state tax is budgeted.
Compare annual wages with the modeled employer total, then expand result details for each cost. If you open Annual Budget, enter only compatible costs manually: its admin/office payroll excludes crew costs already counted in contribution margin.
Values do not transfer to another calculator.
This is an illustrative employer-cost scenario, not a wage-law, state tax, or coverage determination. It does not evaluate local pay rules, employee classifications, actual insurance quotes, or productive hours.
Check current employer records and applicable requirements before making a hiring decision.
“Built ScaleYourJunk after identifying that junk removal operators were stuck using generic field service tools that didn't match their workflows. Every calculator on this site uses real industry data and operator-validated assumptions.”
It combines entered wages and selected overtime with the modeled employer payroll taxes, workers’ compensation, gear, employer-paid health premium, and optional training/admin allowance.
No. State selection changes only the illustrative workers’ compensation rate. Enter your own state unemployment rate and wage base in advanced inputs.
The tools do not transfer values. Annual Budget’s payroll field is for loaded admin/office pay; crew costs belong in its contribution margin. Enter compatible costs once.
No. The result divides modeled employer cost by paid hours and does not estimate billable productivity or schedule utilization.
Resources
Use the calculator for planning, then keep jobs, customers, invoices, payments, and reporting connected in ScaleYourJunk.
